Index universal life insurance

Service Description

· Ensure your children are left with funds to help pay for school. · Provide required protection as per a divorce agreement. · Help your family take care of your final expenses and medical bills. · Leave your family with sufficient funds to pay off debts such as a mortgage. · Can be used by businesses for key person insurance or buy/sell agreements. · Permanent protection that lasts up to age 121 · Premium never increases. · Death benefit does not decrease. · Builds tax-deferred cash value at a guaranteed rate. · Cash can be borrowed or withdrawn without credit check. · No management fees. · Bypass probate court · Replaces income when not able to work due to critical, chronic & terminal illness. · Cash accumulation with compound interest · Protect against market loss. · Accurate return figures (guaranteed minimum interest rate) · Tax free growth · Tax free access to cash value · Multiple settlement option · No premature distribution penalty · No minimum required cash distribution · Access cash at any age · No restriction on how cash can be used · No minimum age to be qualified. · Auto-pilot contribution available · Death benefit accumulating with compound interest. · Inflation proof · Free concierge service (Everest)